1. Walk into the kitchen and notice there is water dripping from the ceiling. Remove the ceiling tile and find that the sheetrock is saturated and looks like it has been for some time. Break out the sheetrock and determine there is a leak in the plumbing from the bathroom upstairs.
2. While attempting to access the damage, grab a chair to stand on, step up onto it quickly and jam the top of your head into the open cupboard door above.
3. Take the garbage debris outside only to discover that your garden hose attachment froze and burst last night (yes, it snowed here this weekend) so your water has been flowing freely onto your lawn for an unknown number of hours.